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From My Affiliates: Texarkana Texas home buying, real estate listings, and homes for sale in Bowie County, TX

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First Time Buyers >Finding A Loan

There are two important steps preliminary to becoming a homeowner. First you must find the right home and negotiate the price and terms with the sellers. Then you come to one of the most difficult parts of the transaction--finding the perfect loan.

You should do some comparison shopping among lenders. Your real estate agent can refer you to several reputable lending institutions which should be able to complete the loan process before your proposed financial approval date. The loan officer will take your application and have you sign all the necessary papers to authorize credit and employment verifications. You and the real estate agent should get periodic progress reports to make sure that all of the details are taken care of. Such reports will help to ensure that any potential problems are discovered and addressed before they can hinder the transaction.

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Q	How can you give your home the equivalent of sunglasses?
A	Install low "E" squared glass filters sunlight, saves on energy costs and prevents fading of furniture, drapes and carpets.
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Annette Kilker, REALTOR®, real estate agent and broker for Texarkana Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Annette Kilker
RE/MAX Preferred
5120 Summerhill Rd.
Texarkana, TX. 75503
Cell: 903-277-3744
Office: 903-794-5250
Toll Free: 866-473-1953
Fax: 903-794-5251
Email: annettek@NUMBER1EXPERT.com
Annette Kilker is a proven achiever with over $200 million sales volume spanning her career of 30 years in Real Estate. She has won numerous awards for top production and quality service including MLS Award Winner for Most Listings sold 1992 - 2007, MLS Award Winner for Most Cross Sales 1992, '94, '96, '97, 01, & '03 Centurion Agent 1992 - 2001, Masters Club Hall of Fame, RE/MAX Hall of Fame '07, MLS Winner of Highest Sales Award 2007 and many more. Annette is a respected member of the Real Estate Community both among her peers and clients. "I believe that helping people get what they need is one of life's greatest joys. If I can be of any help to you please call." - Annette.

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