All agents are NOT alike! Find out why I am a top real estate expert. Call me: 866-473-1953.

Sign Up For My eNewsletter, FREE!
There are always important changes happening in the real estate market, locally and nationally. These changes can affect YOU.
Find Out More >
View All Offers >

My “Personal Realtor”
“Annette immediately makes you her ‘only client’.”
Read Quote >
View All Quotes >

Compare three mortgages at one time. Download TripleCalc now. It's free.

Find Out More >
Download Now >

Annette Kilker is one of The Top Selling Real Estate Experts™
Find Out More >

From My Affiliates: Texarkana Texas home buying, real estate listings, and homes for sale in Bowie County, TX

Welcome > Resources > Special Offers > From My Affiliates ...

Check Out My Affiliates!

Whether buying or selling real estate all transactions need the help of several kinds of local businesses. As a top Texarkana Realtor I know everyone in town!

So whether you are looking for a loan, appraisal, or insurance—a survey or a title company—you may contact anyone featured here with confidence. I have either had direct experience with the person, or I have heard good things about him or her.

Appraisal
Appraisal Express

Find Out More >

Insurance
State Farm Insurance

Find Out More >

Mortgage Lending
Guaranty Bond Bank

Find Out More >

Mortgage Lending
Century Bank

Find Out More >

Mortgage Lending
Wells Fargo Home Mortgage

Find Out More >

My Blog
Comments, Questions Post Them!

Find Out More >

Surveyor
Eugene Plunk

Find Out More >

Termite Inspection & Control
Pillow Termite

Find Out More >

Title Company
Miller County Abstract

Find Out More >

Title Company
Stewart Title Company

Find Out More >

Financing Your Home >Financing Clauses

Residential sales agreements usually have clauses referred to as financing contingencies which allow the buyers to declare the contract null and void if they are unable to obtain financing. This may be the most important condition in your contract if you are buying a home, so read the contract carefully before you sign it.

Most financing clauses set a time limit of from 30 to 45 days for obtaining a firm commitment from a lender. They may set deadlines for applying for a loan, and require the buyer's full cooperation in obtaining all the information needed to process your loan. If the loan is not approved by the deadline, it may be necessary to request an extension from the sellers or take specific steps to void the contract and get your deposit money back. Be sure to note all of the financing deadlines in the contract, apply for your loan as soon as possible, and be diligent about providing the lender with any documents that are requested.

	See All Tips In The "Financing Your Home" Category >
	See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q	What economic factor can make the purchase of a home an excellent long-term investment?
A	Home price appreciation can result in a substantial return on the buyer's investment as a house increases in value over time.
See More Real Estate Trivia >

See the nation's top rated reports for Schools in Texarkana >

Mortgage Lending
Guaranty Bond Bank
Find Out More >
View All Affiliates >

Annette Kilker, REALTOR®, real estate agent and broker for Texarkana Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Annette Kilker
RE/MAX Preferred
5120 Summerhill Rd.
Texarkana, TX. 75503
Cell: 903-277-3744
Office: 903-794-5250
Toll Free: 866-473-1953
Fax: 903-794-5251
Email: annettek@NUMBER1EXPERT.com
Annette Kilker is a proven achiever with over $200 million sales volume spanning her career of 30 years in Real Estate. She has won numerous awards for top production and quality service including MLS Award Winner for Most Listings sold 1992 - 2007, MLS Award Winner for Most Cross Sales 1992, '94, '96, '97, 01, & '03 Centurion Agent 1992 - 2001, Masters Club Hall of Fame, RE/MAX Hall of Fame '07, MLS Winner of Highest Sales Award 2007 and many more. Annette is a respected member of the Real Estate Community both among her peers and clients. "I believe that helping people get what they need is one of life's greatest joys. If I can be of any help to you please call." - Annette. Comments, questions? Just ask. http://http://www.blogger.com/home

www.annettek.com is brought to you by Annette Kilker
NUMBER1EXPERT™ in real estate for Texarkana, Texas, Arkansas

Read My Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge